Ram Loan, India's most trusted and secured personal loan app
Ram Loan offers instant personal loans for medical emergencies, weddings, home appliances, etc.
Why choose Ram Loans?
1. Easy online operation
2. Minimal documentation required
3. Instant review online
Eligibility and Required Documents:
1. Indian PAN card as a valid ID and proof of residential address for Indian citizens
2. Age requirement: 19-69 years old
4. An active bank account
Loan Amount: ₹4,000 up to ₹4,50,000
Minimum Annual Percentage Rate (APR): 18%, Maximum APR: 49.5%
Minimum repayment period: 91 days, Maximum repayment period: 365 days
Processing Fees: 2% to 5%
Loan interest calculation example:
Loan Amount: ₹35,000
Tenure: 91 days
Interest Rate: 18%
Processing Fees:₹35,000*2%= ₹ 700
Total Amount Payable: ₹35,000+[( ₹35,000*18%)/365days *91days] = ₹35,000 + ₹1,571 = ₹36,571
Total Cost of the Loan = Interest Amount + Processing Fees = ₹41,300 + ₹700 = ₹37,271
We take it very seriously when it comes to our data privacy and security system; all API data transmission are encrypted.
If you have any questions or concerns regarding our loan application, you can click on Customer Service and send your inquiry to us by email, our customer service hours are from 9:00am to 23:00pm.
Cooperation with NBFC: MSM MICROFINANCE LIMITED
Company Name:Threesixty Technology
E-mail address:[email protected]
Address:GVK Plaza, 3rd Floor, Gurudwara Road Land Mark: Central Bank of India, Seethammapeta Main Rd, Dwaraka Nagar, Visakhapatnam, Andhra Pradesh 530016
